Finances · Frugal Living

Humbling yourself to get extra jobs to pay off debt

If you’re on this site and anything like us then you probably have an immense amount of debt, mostly student loans. You worked really hard to get them and have a career that has some degree of status tied to it. So when you think of how you are going to pay off your debt,… Continue reading Humbling yourself to get extra jobs to pay off debt

Budgeting · Finances

5 reasons WHY you NEED to pay off your debt quickly

Why should you pay off your debt quickly and aggressively instead of using your money to live a ‘normal life’ and pay off your debt on the maximum timeline? “Why do you want to pay off your debt so quickly?” “Why don’t you just pay the minimum payments and then enjoy your money?” “Your kids… Continue reading 5 reasons WHY you NEED to pay off your debt quickly

Budgeting · Finances

5 Ways Paying off Debt Safeguards your marriage

We have all heard the sad stories of divorce. The number one cause of divorce is money fights and money problems.  Even for couples who don’t get divorced I bet everyone can agree that they have had a fight over an issue related to money.  If not, you may have only been married for 5… Continue reading 5 Ways Paying off Debt Safeguards your marriage

Budgeting

5 Tips for a Successful Budget Meeting

Ask anyone who has gained control of their finances what their secret is and their answer is almost always “The Budget”. Dave Ramsey stresses the importance of the Budget Meeting between a couple. It allows you to make intentional decisions about your finances TOGETHER.   So you know budget meetings are supposed to be the… Continue reading 5 Tips for a Successful Budget Meeting

Budgeting · Frugal Living

Save Money on Christmas by shopping Second hand

You and your spouse are finally getting the hang of budgeting your money. You are working gazelle intense at trying to eliminate your debt and you have cut everything there is. You never go out to restaurants. You eat beans and rice every day for lunch. You cut the cable and ditched the fancy cell… Continue reading Save Money on Christmas by shopping Second hand

Debt Repayment Updates

March-June 2017 Debt Update

  Wow! I can’t believe it’s been so long since I’ve given you an update on what’s happening with our debt payoff! I promise I have a really good reason…we are expecting Baby #4! I am now in my second trimester and feeling much better so I will be back to posting regularly on Tuesdays… Continue reading March-June 2017 Debt Update

Budgeting · Finances

5 Tips to Handle Financial Setbacks during your Debt Payoff

You’re in the thicks of paying off debt, trying to keep your head down and concentrate. You’re making good progress and paying off debt when you run into some misfortune that gets you sidetracked. Your furnace goes out. Your husband loses his job. You have an unexpected home repair bill. Your child has a medical… Continue reading 5 Tips to Handle Financial Setbacks during your Debt Payoff

Frugal Living

5 Tips to Lower your Grocery Bill with Gardening

Many people view gardening as a summer hobby, even a way to lower your grocery bill a little during the summer. But if you are looking for some ways to save alot of money in your budget then you need to change your view of gardening as a hobby to a way to completely supply your food.… Continue reading 5 Tips to Lower your Grocery Bill with Gardening