Finances · Frugal Living

Humbling yourself to get extra jobs to pay off debt

If you’re on this site and anything like us then you probably have an immense amount of debt, mostly student loans. You worked really hard to get them and have a career that has some degree of status tied to it. So when you think of how you are going to pay off your debt,… Continue reading Humbling yourself to get extra jobs to pay off debt

Budgeting · Finances

5 reasons WHY you NEED to pay off your debt quickly

Why should you pay off your debt quickly and aggressively instead of using your money to live a ‘normal life’ and pay off your debt on the maximum timeline? “Why do you want to pay off your debt so quickly?” “Why don’t you just pay the minimum payments and then enjoy your money?” “Your kids… Continue reading 5 reasons WHY you NEED to pay off your debt quickly

Budgeting · Finances

5 Ways Paying off Debt Safeguards your marriage

We have all heard the sad stories of divorce. The number one cause of divorce is money fights and money problems.  Even for couples who don’t get divorced I bet everyone can agree that they have had a fight over an issue related to money.  If not, you may have only been married for 5… Continue reading 5 Ways Paying off Debt Safeguards your marriage

Budgeting

5 Tips for a Successful Budget Meeting

Ask anyone who has gained control of their finances what their secret is and their answer is almost always “The Budget”. Dave Ramsey stresses the importance of the Budget Meeting between a couple. It allows you to make intentional decisions about your finances TOGETHER.   So you know budget meetings are supposed to be the… Continue reading 5 Tips for a Successful Budget Meeting

Budgeting · Frugal Living

Save Money on Christmas by shopping Second hand

You and your spouse are finally getting the hang of budgeting your money. You are working gazelle intense at trying to eliminate your debt and you have cut everything there is. You never go out to restaurants. You eat beans and rice every day for lunch. You cut the cable and ditched the fancy cell… Continue reading Save Money on Christmas by shopping Second hand

Budgeting · Finances

5 Tips to Handle Financial Setbacks during your Debt Payoff

You’re in the thicks of paying off debt, trying to keep your head down and concentrate. You’re making good progress and paying off debt when you run into some misfortune that gets you sidetracked. Your furnace goes out. Your husband loses his job. You have an unexpected home repair bill. Your child has a medical… Continue reading 5 Tips to Handle Financial Setbacks during your Debt Payoff

Budgeting · Homemaking

Dear working mom who desperately wants to stay home but your bills won’t allow it

Dear Working Mom who desperately wants to be home but your bills just won’t allow it,  I have been in your footsteps. You are not alone. I know that you let down a tear at work when you look at your child’s pictures. I know that it happens because I have cried my eyes out in the mothers room… Continue reading Dear working mom who desperately wants to stay home but your bills won’t allow it

Budgeting · Debt Journey · Finances

Student Loan Conqueror Interview

Alot of people think that we are crazy for sharing our personal finances and debt journey public online. But we share our student loan debt details in order to encourage YOU. The person who’s sitting at work right now wishing she was at home. The person who is scared out of her mind about how… Continue reading Student Loan Conqueror Interview

Budgeting · Debt Repayment Updates · Finances

How we paid off $60,000 in ONE YEAR on ONE MAIN INCOME

How we paid off $60,000 in ONE YEAR on ONE INCOME Yes you read that right. In 2016 we paid off a total of…..$60,321. If you’re new to our story and wondering how on earth we have such a crazy amount of debt, read our story here. When we first started our debt journey, we… Continue reading How we paid off $60,000 in ONE YEAR on ONE MAIN INCOME

Finances

The Power of Prayer in your Finances

  If you were being completely honest you might admit to praying for someone with a health issue, your child(ren), or large world peace issues but have you thought about bringing your finances before the Lord? Matthew 10:30 says “Even the very hairs on your head are numbered.” Certainly if God has numbered every hair… Continue reading The Power of Prayer in your Finances