Finances · Frugal Living

Humbling yourself to get extra jobs to pay off debt

If you’re on this site and anything like us then you probably have an immense amount of debt, mostly student loans. You worked really hard to get them and have a career that has some degree of status tied to it. So when you think of how you are going to pay off your debt,… Continue reading Humbling yourself to get extra jobs to pay off debt

Budgeting · Frugal Living

Save Money on Christmas by shopping Second hand

You and your spouse are finally getting the hang of budgeting your money. You are working gazelle intense at trying to eliminate your debt and you have cut everything there is. You never go out to restaurants. You eat beans and rice every day for lunch. You cut the cable and ditched the fancy cell… Continue reading Save Money on Christmas by shopping Second hand

Frugal Living

5 Tips to Lower your Grocery Bill with Gardening

Many people view gardening as a summer hobby, even a way to lower your grocery bill a little during the summer. But if you are looking for some ways to save alot of money in your budget then you need to change your view of gardening as a hobby to a way to completely supply your food.… Continue reading 5 Tips to Lower your Grocery Bill with Gardening

Debt Repayment Updates · Frugal Living

How we paid off $145,000 of debt in 4 years

If you are new to our story you’ll want to check out how our debt journey began here. Our total debt altogether totals $245,000 and just shy of 4 years we’ve paid off $145,000. That debt included two small car loans and the rest student loans. We’ve been able to pay all of that off… Continue reading How we paid off $145,000 of debt in 4 years

Frugal Living

Use it Up, Wear it Out, Make it Do, or Do Without: A motto for getting out of debt

“Use It up, Wear it out, Make it Do, or Do Without” is a saying that used to be said often but no one thinks this way anymore. Our world wouldn’t be so full of consumer debt if more people were taught this saying. We could all use to learn this saying more in order to help… Continue reading Use it Up, Wear it Out, Make it Do, or Do Without: A motto for getting out of debt

Frugal Living

Finding a cheaper alternative

Deciding to spend $50 instead of $500 often seems like a simple decision but without realizing it we often choose the more expensive item. Most times we do this without even realizing that there was another cheaper alternative. No matter what the purchase is that you’re considering, whether it’s small like new curtains or big like a… Continue reading Finding a cheaper alternative

Homemaking · With Kids

My degree was not a waste of time because I chose to be a Stay At Home Mom

Disclaimer: There are a lot of hurtful statements out there today in the world of moms. Every mom I know has mommy guilt for a host of different reasons. I have a lot of respect for women of all different walks of life and choices in career paths. I have been at both ends of… Continue reading My degree was not a waste of time because I chose to be a Stay At Home Mom

Frugal Living · With Kids

DIY Give, Save, Spend Envelopes

A large part of our debt journey is also the desire as Dave Ramsey puts it to “change our family tree”. Our 5 year old requests to listen to debt-free screams from Dave Ramey and our 3 year old knows that “Debt is DUMB”. We want them to know that money comes from working, to feel… Continue reading DIY Give, Save, Spend Envelopes

Frugal Living · Frugal Meals

Easiest Homemade Yogurt Ever!

Making our own homemade yogurt is definitely one of our favorite ways we save money! It is so incredibly easy and saves a ton of money over store bought! You’ll have an entire gallon of yogurt for the price of your gallon of milk. As if the price savings wasn’t enough reason to make it… Continue reading Easiest Homemade Yogurt Ever!

Frugal Living

Homemade Orange Vinegar All-Purpose Cleaner

Incase you’re not familiar with our debt journey yet we started off with $245,000 worth of mostly student loan debt. We’ve paid off $139,000 so far in 3.5 years which means we have had to cut back on almost EVERYTHING in our budget. We do everything we can, including washing our own ziploc bags, to avoid going to… Continue reading Homemade Orange Vinegar All-Purpose Cleaner