Frugal Living

Use it Up, Wear it Out, Make it Do, or Do Without: A motto for getting out of debt

“Use It up, Wear it out, Make it Do, or Do Without” is a saying that used to be said often but no one thinks this way anymore. Our world wouldn’t be so full of consumer debt if more people were taught this saying. We could all use to learn this saying more in order to help… Continue reading Use it Up, Wear it Out, Make it Do, or Do Without: A motto for getting out of debt

Budgeting · Debt Journey · Finances

Student Loan Conqueror Interview

Alot of people think that we are crazy for sharing our personal finances and debt journey public online. But we share our student loan debt details in order to encourage YOU. The person who’s sitting at work right now wishing she was at home. The person who is scared out of her mind about how… Continue reading Student Loan Conqueror Interview

Frugal Living

Finding a cheaper alternative

Deciding to spend $50 instead of $500 often seems like a simple decision but without realizing it we often choose the more expensive item. Most times we do this without even realizing that there was another cheaper alternative. No matter what the purchase is that you’re considering, whether it’s small like new curtains or big like a… Continue reading Finding a cheaper alternative

Homemaking · With Kids

My degree was not a waste of time because I chose to be a Stay At Home Mom

Disclaimer: There are a lot of hurtful statements out there today in the world of moms. Every mom I know has mommy guilt for a host of different reasons. I have a lot of respect for women of all different walks of life and choices in career paths. I have been at both ends of… Continue reading My degree was not a waste of time because I chose to be a Stay At Home Mom

Frugal Living · With Kids

DIY Give, Save, Spend Envelopes

A large part of our debt journey is also the desire as Dave Ramsey puts it to “change our family tree”. Our 5 year old requests to listen to debt-free screams from Dave Ramey and our 3 year old knows that “Debt is DUMB”. We want them to know that money comes from working, to feel… Continue reading DIY Give, Save, Spend Envelopes

Frugal Living · Frugal Meals

Easiest Homemade Yogurt Ever!

Making our own homemade yogurt is definitely one of our favorite ways we save money! It is so incredibly easy and saves a ton of money over store bought! You’ll have an entire gallon of yogurt for the price of your gallon of milk. As if the price savings wasn’t enough reason to make it… Continue reading Easiest Homemade Yogurt Ever!

Budgeting · Debt Repayment Updates · Finances

How we paid off $60,000 in ONE YEAR on ONE MAIN INCOME

How we paid off $60,000 in ONE YEAR on ONE INCOME Yes you read that right. In 2016 we paid off a total of…..$60,321. If you’re new to our story and wondering how on earth we have such a crazy amount of debt, read our story here. When we first started our debt journey, we… Continue reading How we paid off $60,000 in ONE YEAR on ONE MAIN INCOME

Finances

The Power of Prayer in your Finances

  If you were being completely honest you might admit to praying for someone with a health issue, your child(ren), or large world peace issues but have you thought about bringing your finances before the Lord? Matthew 10:30 says “Even the very hairs on your head are numbered.” Certainly if God has numbered every hair… Continue reading The Power of Prayer in your Finances

Frugal Living

Homemade Orange Vinegar All-Purpose Cleaner

Incase you’re not familiar with our debt journey yet we started off with $245,000 worth of mostly student loan debt. We’ve paid off $139,000 so far in 3.5 years which means we have had to cut back on almost EVERYTHING in our budget. We do everything we can, including washing our own ziploc bags, to avoid going to… Continue reading Homemade Orange Vinegar All-Purpose Cleaner