Debt Repayment Updates · Frugal Living

How we paid off $145,000 of debt in 4 years

If you are new to our story you’ll want to check out how our debt journey began here. Our total debt altogether totals $245,000 and just shy of 4 years we’ve paid off $145,000. That debt included two small car loans and the rest student loans. We’ve been able to pay all of that off… Continue reading How we paid off $145,000 of debt in 4 years

Budgeting · Homemaking

Dear working mom who desperately wants to stay home but your bills won’t allow it

Dear Working Mom who desperately wants to be home but your bills just won’t allow it,  I have been in your footsteps. You are not alone. I know that you let down a tear at work when you look at your child’s pictures. I know that it happens because I have cried my eyes out in the mothers room… Continue reading Dear working mom who desperately wants to stay home but your bills won’t allow it

Frugal Living

Use it Up, Wear it Out, Make it Do, or Do Without: A motto for getting out of debt

“Use It up, Wear it out, Make it Do, or Do Without” is a saying that used to be said often but no one thinks this way anymore. Our world wouldn’t be so full of consumer debt if more people were taught this saying. We could all use to learn this saying more in order to help… Continue reading Use it Up, Wear it Out, Make it Do, or Do Without: A motto for getting out of debt

Budgeting · Debt Journey · Finances

Student Loan Conqueror Interview

Alot of people think that we are crazy for sharing our personal finances and debt journey public online. But we share our student loan debt details in order to encourage YOU. The person who’s sitting at work right now wishing she was at home. The person who is scared out of her mind about how… Continue reading Student Loan Conqueror Interview

Frugal Living

Finding a cheaper alternative

Deciding to spend $50 instead of $500 often seems like a simple decision but without realizing it we often choose the more expensive item. Most times we do this without even realizing that there was another cheaper alternative. No matter what the purchase is that you’re considering, whether it’s small like new curtains or big like a… Continue reading Finding a cheaper alternative

Homemaking · With Kids

My degree was not a waste of time because I chose to be a Stay At Home Mom

Disclaimer: There are a lot of hurtful statements out there today in the world of moms. Every mom I know has mommy guilt for a host of different reasons. I have a lot of respect for women of all different walks of life and choices in career paths. I have been at both ends of… Continue reading My degree was not a waste of time because I chose to be a Stay At Home Mom

Frugal Living · With Kids

DIY Give, Save, Spend Envelopes

A large part of our debt journey is also the desire as Dave Ramsey puts it to “change our family tree”. Our 5 year old requests to listen to debt-free screams from Dave Ramey and our 3 year old knows that “Debt is DUMB”. We want them to know that money comes from working, to feel… Continue reading DIY Give, Save, Spend Envelopes

Frugal Living · Frugal Meals

Easiest Homemade Yogurt Ever!

Making our own homemade yogurt is definitely one of our favorite ways we save money! It is so incredibly easy and saves a ton of money over store bought! You’ll have an entire gallon of yogurt for the price of your gallon of milk. As if the price savings wasn’t enough reason to make it… Continue reading Easiest Homemade Yogurt Ever!

Budgeting · Debt Repayment Updates · Finances

How we paid off $60,000 in ONE YEAR on ONE MAIN INCOME

How we paid off $60,000 in ONE YEAR on ONE INCOME Yes you read that right. In 2016 we paid off a total of…..$60,321. If you’re new to our story and wondering how on earth we have such a crazy amount of debt, read our story here. When we first started our debt journey, we… Continue reading How we paid off $60,000 in ONE YEAR on ONE MAIN INCOME